---
title: "AXA: the 360 check | Agent Ready Checklist"
description: "AXA on Ora's agent-readiness scan, read 2026-11-09: 42 of 100, grade D. 5 of 20 checklist rows met, 14 not met. One company a day."
canonical: https://agentreadychecklist.com/blog/axa-agent-readiness
site: "Agent Ready Checklist"
last_updated: 2026-11-09
date: 2026-11-09
section: "360 checks"
---

# AXA: the 360 check | Agent Ready Checklist

> AXA on Ora's agent-readiness scan, read 2026-11-09: 42 of 100, grade D. 5 of 20 checklist rows met, 14 not met. One company a day.

Source: https://agentreadychecklist.com/blog/axa-agent-readiness
Site: Agent Ready Checklist
Last reviewed: 2026-11-09
Agent endpoints: https://agentreadychecklist.com/llms.txt (index), https://agentreadychecklist.com/openapi.json (API), https://agentreadychecklist.com/mcp (MCP server), https://agentreadychecklist.com/ask (search)
Access: https://agentreadychecklist.com/auth.md (no key). Pricing: https://agentreadychecklist.com/pricing.md (free).

# AXA against the checklist: the 360 agent-readiness check

360 check, 9 November 2026. AXA is the French insurance group.

AXA scores 42 of 100 on Ora's agent-readiness scan, a D, read 9 November 2026. At the door, site accessible to 1 agent user-agents (PerplexityBot). 5 of the 20 checklist rows with an Ora check are met. One agent in, three untested, and a 4,452-page sitemap behind them.

On 9 November 2026 the public site at axa.com scored **42 of 100** on [Ora's](https://ora.ai/?utm_source=agentreadychecklist.com&utm_medium=referral&utm_campaign=check) agent-readiness scan, a D. Ora probes a site the way an agent would: it requests pages with the agents' own user agents, reads robots.txt, looks for the files agents read, and tries the API, MCP and payment surfaces. Below, each of the 31 checklist rows is read against the Ora checks the [crosswalk](https://agentreadychecklist.com/checklist/ora-checks/) names for it, so the result says which requirements this company meets, not only how many points it scored.

## The score

| Layer | Points | Share | What the layer asks |
| --- | --- | --- | --- |
| Discovery | 11 of 15 | 73% | Can agents find and recommend it |
| Access | 18 of 47 | 38% | Can agents read it |
| Usability | 12 of 40 | 30% | Can agents use it |
| Payments | 0 of 0 | none apply | Can agents pay |
| Total | 42 of 100 | 42% | Grade D |

## Row by row

A row is met when every Ora check the crosswalk names for it passes, not met when every one fails, and partly when the checks disagree or one is partial. A row with no Ora check in the catalogue, or whose checks did not apply to this site, is marked as such; the [Verify Kit](https://agentreadychecklist.com/kit/) tests those by hand.

| Row | Level | Result | Ora checks, and what Ora saw |
| --- | --- | --- | --- |
| AR-FIND-01; Do not block agents | MUST | Met | robots.txt AI crawler policy (pass), robots.txt agent-user policy (pass), Agent crawler reachability (pass), Not blocked by bot detection (pass).; AI search crawlers: allowed in 3 of 3 checks (3 crawlers on 1 page). AI training crawlers: allowed in 2 of 2 checks (2 crawlers on 1 page), not scored. |
| AR-FIND-02; Answers on one first-party page | SHOULD | No Ora check | No check in Ora's catalogue names this row. |
| AR-FIND-03; Sitemap listed in robots.txt | SHOULD | Met | Sitemap exists (pass).; Valid sitemap found at https://www.axa.com/sitemap.xml with 4452 entries |
| AR-FIND-04; AI Catalog at .well-known | MAY | Not met | AI Catalog discovery (not applicable), ARD discovery (fail).; No /.well-known/ard.json, no same-site rel="ard" link, and no legacy /.well-known/ai-catalog.json |
| AR-READ-01; Answer in the initial HTML | MUST | Partly | Content without JavaScript (partial).; Homepage: 2108 chars with H1, but heading hierarchy skips H1 to H3. 5 of 5 sampled inner pages have text without JavaScript. |
| AR-READ-02; Real HTTP status codes | MUST | Met | Redirect hygiene (pass).; Redirect hygiene: pass, 1 of 1. |
| AR-READ-03; Home page with real links | SHOULD | Not met | Public API/docs linked from homepage (fail).; No public API or documentation page linked from homepage |
| AR-READ-04; Docs that answer agent tasks | SHOULD | No Ora check | No check in Ora's catalogue names this row. |
| AR-READ-05; Fenced, language-tagged code | SHOULD | No Ora check | Code fence validity (not applicable). |
| AR-READ-06; Link the discovery files | SHOULD | No Ora check | No check in Ora's catalogue names this row. |
| AR-READ-07; Ship llms.txt | SHOULD | Not met | llms.txt exists (fail), llms.txt formatting (fail), llms.txt links resolve (not applicable).; No llms.txt found at /llms.txt or /.well-known/llms.txt. |
| AR-READ-08; JSON-LD on key pages | SHOULD | Not met | JSON-LD structured data (fail).; No JSON-LD structured data found on homepage |
| AR-READ-09; Advertise a markdown mirror | MAY | Not met | Markdown alternate link (fail).; No sampled page advertises a markdown alternate. Add <link rel="alternate" type="text/markdown" href="..."> (or the equivalent Link response header) pointing at a markdown twin of the page. |
| AR-READ-11; Pricing as first-party HTML | SHOULD | No Ora check | Pricing info accessible (not applicable). |
| AR-ACT-01; Auth an agent can finish | SHOULD | No Ora check | OAuth 2.0 support (not applicable), Scoped permissions (not applicable). |
| AR-ACT-02; OpenAPI contract | SHOULD | Not met | OpenAPI spec published (fail).; No OpenAPI/Swagger specification found |
| AR-ACT-03; MCP over Streamable HTTP | SHOULD | Not met | MCP server / manifest (fail), Listed in MCP registries (not applicable), MCP PKCE S256 support (not applicable), MCP OAuth metadata (not applicable).; No MCP server or manifest found |
| AR-ACT-04; MCP server card | MAY | Not met | MCP server-card.json (fail).; No MCP server card found (checked /.well-known/mcp/server-card.json, the site's ai-catalog.json, servers[].card in mcp.json, and <server>/server-card) |
| AR-ACT-05; MCP Apps view | MAY | No Ora check | MCP Apps support (not applicable). |
| AR-ACT-06; SDKs and a CLI | SHOULD | Met | CLI tool available (not applicable), Multi-language SDK packages (not applicable), NPM/PyPI SDK package (pass).; NPM/PyPI SDK package: pass, 1 of 1. |
| AR-ACT-07; WebMCP tools | SHOULD | Not met | WebMCP support (fail).; No WebMCP support detected - no document.modelContext / navigator.modelContext usage found (scanned 17 of 17 same-origin script bundle(s) for modelContext registrations) |
| AR-ACT-08; Agent payments | MAY | No Ora check | x402 payment protocol (not applicable), MPP payment protocol (not applicable), UCP - Universal Commerce Protocol (not applicable), ACP - Agentic Commerce Protocol (not applicable), ACP delegate payment (not applicable). |
| AR-ACT-09; NLWeb /ask endpoint | MAY | Not met | NLWeb /ask endpoint (fail).; No NLWeb-conformant /ask endpoint found via GET or POST |
| AR-ACT-10; An MCP server or a CLI | MUST | Not met | MCP server / manifest (fail), CLI tool available (not applicable).; No MCP server or manifest found |
| CF-CONTENT-SIGNALS; Content-Signal line | cloudflare | No Ora check | No check in Ora's catalogue names this row. |
| CF-MARKDOWN-NEGOTIATION; Markdown by Accept | cloudflare | Not met | Markdown content negotiation (acceptmarkdown.com) (fail), Markdown agent docs (fail).; Homepage https://axa.com does not meet the Markdown negotiation requirements: Accept: text/markdown returned text/html; charset=utf-8; Vary header missing Accept (got "accept-encoding") |
| CF-PAY-PER-CRAWL; Pay per crawl, HTTP 402 | cloudflare | No Ora check | No check in Ora's catalogue names this row. |
| CF-OAUTH-DISCOVERY; OAuth discovery files | cloudflare | Not met | OAuth Protected Resource metadata (RFC 9728) (fail).; No /.well-known/oauth-protected-resource found (RFC 9728) |
| CF-AGENT-SKILLS; Agent Skills index | cloudflare | No Ora check | Agent Skills index conformance (v0.2.0) (not applicable). |
| VERCEL-NEGOTIATION-HEADERS; Markdown headers | vercel | Not met | Markdown content negotiation (acceptmarkdown.com) (fail).; Homepage https://axa.com does not meet the Markdown negotiation requirements: Accept: text/markdown returned text/html; charset=utf-8; Vary header missing Accept (got "accept-encoding") |
| VERCEL-ROBOTS-EXCLUSIONS; Robots exclusions | vercel | Met | robots.txt AI crawler policy (pass), robots.txt agent-user policy (pass).; AI search crawlers: allowed in 3 of 3 checks (3 crawlers on 1 page). AI training crawlers: allowed in 2 of 2 checks (2 crawlers on 1 page), not scored. |

## The fixes worth most points

Ora attaches an estimate to each failing or partial check: how many points the site would gain by passing it. These are the 5 with the largest estimates for AXA, each tied to the checklist row whose recipes cover it.

Public API with reachable endpoints

Fail, 0 of 7, about 7.8 points to gain. Ora saw: No publicly reachable API surface detected (REST and GraphQL both absent or auth-gated). No checklist row names this check.

MCP server / manifest

Fail, 0 of 6, about 6.7 points to gain. Ora saw: No MCP server or manifest found. Row [AR-ACT-03](https://agentreadychecklist.com/checklist/ar-act-03/), MCP over Streamable HTTP.

WebMCP support

Fail, 0 of 5, about 5.6 points to gain. Ora saw: No WebMCP support detected - no document.modelContext / navigator.modelContext usage found (scanned 17 of 17 same-origin script bundle(s) for modelContext registrations). Row [AR-ACT-07](https://agentreadychecklist.com/checklist/ar-act-07/), WebMCP tools.

OpenAPI spec published

Fail, 0 of 7, about 5 points to gain. Ora saw: No OpenAPI/Swagger specification found. Row [AR-ACT-02](https://agentreadychecklist.com/checklist/ar-act-02/), OpenAPI contract.

Developer resource discoverability

Fail, 0 of 3, about 4.4 points to gain. Ora saw: In a search for your API docs, none of the 10 results is your official docs. No checklist row names this check.

## Our read

AXA's door answered one of Ora's four test agents, PerplexityBot, and a shield, a rate limit or a timeout stopped the probes for ChatGPT-User, OAI-SearchBot and Claude-User, so the door rows are partly unverified rather than failed; robots.txt itself allows the search and training crawlers. Behind it the reading layer is in reasonable shape: five of five sampled pages are readable with real text, the sitemap at axa.com/sitemap.xml lists 4,452 pages, and the home page gives 2,108 characters with an H1, though the heading order skips from H1 to H3. There is no llms.txt and no JSON-LD on the home page, which is why the Access layer stops at 18 of 47. The act layer is empty: neither a public API nor an OpenAPI specification, and neither an MCP server nor OAuth for agents. The French insurer is open where it was tested and quiet about what it is; an Organization block and a text file would move the D.

## Verify your own site

The scan above is free and needs no account: enter a domain at [ora.ai](https://ora.ai/?utm_source=agentreadychecklist.com&utm_medium=referral&utm_campaign=check) and read the same four layers for your own site, then take each failing row to its recipe on this site. The command below runs the same audit from a terminal and exits with 1 under the score you set, so it can gate a deploy. Payments did not apply to this company; a site that sells is read on that layer too. [Why Ora, and its limits](https://agentreadychecklist.com/verify-with-ora/).

```bash
npx ax@0.10 audit https://example.com --min-score 70
```

[All 360 checks](https://agentreadychecklist.com/blog/), one company a day. Corrections to [the corrections page](https://agentreadychecklist.com/corrections/).

## Sources

-   [ora.ai/api/score/axa.com, Ora's scan (vendor)](https://ora.ai/api/score/axa.com?utm_source=agentreadychecklist.com&utm_medium=referral&utm_campaign=check)read 2026-11-09
-   [Ora's scoring rules, version 2 (vendor)](https://ora.ai/api/ranker/releases/2/rules?utm_source=agentreadychecklist.com&utm_medium=referral&utm_campaign=check)read 2026-11-09
-   [ora.ai/api/checks, contract 1.38.0 (vendor)](https://ora.ai/api/checks?utm_source=agentreadychecklist.com&utm_medium=referral&utm_campaign=check)read 2026-11-05
-   [axa.com, the company's site](https://www.axa.com/)read 2026-11-09

Edition

Data

2026-11-04

Reviewed

2026-11-05

Spec

AgentReady v2.0, 273d2d7

Crawl

13,071 rows, 2026-11-04

Ora

132 checks, contract 1.38.0, 2026-11-05

Verify with Ora

The scanner this site recommends for the whole checklist. 132 checks, a score out of 100, no account.

`npx ax@0.10 audit <url> --min-score <n>`

[Why Ora, and its limits](https://agentreadychecklist.com/verify-with-ora/)

Method

-   [How rows, commands and rates are made](https://agentreadychecklist.com/method/)
-   [How an Ora check is matched to a row](https://agentreadychecklist.com/checklist/ora-checks/)
-   [Pass rates by rank band](https://agentreadychecklist.com/data/by-rank/)

Sources and read dates sit at the foot of the page.

Last reviewed 2026-11-09. AgentReady v2.0, read 2026-11-04.