--- title: "BNP Paribas: the 360 check | Agent Ready Checklist" description: "BNP Paribas on Ora's agent-readiness scan, read 2026-11-09: 15 of 100, grade F. 2 of 19 checklist rows met, 11 not met. One company a day." canonical: https://agentreadychecklist.com/blog/bnp-paribas-agent-readiness site: "Agent Ready Checklist" last_updated: 2026-11-09 date: 2026-11-09 section: "360 checks" --- # BNP Paribas: the 360 check | Agent Ready Checklist > BNP Paribas on Ora's agent-readiness scan, read 2026-11-09: 15 of 100, grade F. 2 of 19 checklist rows met, 11 not met. One company a day. Source: https://agentreadychecklist.com/blog/bnp-paribas-agent-readiness Site: Agent Ready Checklist Last reviewed: 2026-11-09 Agent endpoints: https://agentreadychecklist.com/llms.txt (index), https://agentreadychecklist.com/openapi.json (API), https://agentreadychecklist.com/mcp (MCP server), https://agentreadychecklist.com/ask (search) Access: https://agentreadychecklist.com/auth.md (no key). Pricing: https://agentreadychecklist.com/pricing.md (free). # BNP Paribas against the checklist: the 360 agent-readiness check 360 check, 9 November 2026. BNP Paribas is France's largest bank. BNP Paribas scores 15 of 100 on Ora's agent-readiness scan, an F, read 9 November 2026. At the door, agents blocked: GPTBot, ClaudeBot, ChatGPT-User, PerplexityBot, Google-Extended, Applebot-Extended. 2 of the 19 checklist rows with an Ora check are met. A corporate domain Wikipedia does not know, behind a wall no agent passes. On 9 November 2026 the public site at group.bnpparibas scored **15 of 100** on [Ora's](https://ora.ai/?utm_source=agentreadychecklist.com&utm_medium=referral&utm_campaign=check) agent-readiness scan, an F. Ora probes a site the way an agent would: it requests pages with the agents' own user agents, reads robots.txt, looks for the files agents read, and tries the API, MCP and payment surfaces. Below, each of the 31 checklist rows is read against the Ora checks the [crosswalk](https://agentreadychecklist.com/checklist/ora-checks/) names for it, so the result says which requirements this company meets, not only how many points it scored. Ora's one-line summary: BNP Paribas offers a reachable public API, but lacks a discoverable developer portal. ## The score | Layer | Points | Share | What the layer asks | | --- | --- | --- | --- | | Discovery | 4 of 17 | 24% | Can agents find and recommend it | | Access | 0 of 53 | 0% | Can agents read it | | Usability | 12 of 55 | 22% | Can agents use it | | Payments | 0 of 0 | none apply | Can agents pay | | Total | 15 of 100 | 15% | Grade F | ## Row by row A row is met when every Ora check the crosswalk names for it passes, not met when every one fails, and partly when the checks disagree or one is partial. A row with no Ora check in the catalogue, or whose checks did not apply to this site, is marked as such; the [Verify Kit](https://agentreadychecklist.com/kit/) tests those by hand. | Row | Level | Result | Ora checks, and what Ora saw | | --- | --- | --- | --- | | AR-FIND-01; Do not block agents | MUST | Partly | robots.txt AI crawler policy (partial), robots.txt agent-user policy (partial), Agent crawler reachability (fail), Not blocked by bot detection (fail).; robots.txt blocked by WAF/bot protection - cannot verify AI crawler policy | | AR-FIND-02; Answers on one first-party page | SHOULD | No Ora check | No check in Ora's catalogue names this row. | | AR-FIND-03; Sitemap listed in robots.txt | SHOULD | Not met | Sitemap exists (fail).; No sitemap found | | AR-FIND-04; AI Catalog at .well-known | MAY | Not met | AI Catalog discovery, ARD discovery (fail).; No /.well-known/ai-catalog.json | | AR-READ-01; Answer in the initial HTML | MUST | Partly | Content without JavaScript (partial).; Homepage blocked by WAF/security challenge - content not accessible to agents | | AR-READ-02; Real HTTP status codes | MUST | No Ora check | Redirect hygiene (not applicable). | | AR-READ-03; Home page with real links | SHOULD | Partly | Public API/docs linked from homepage (partial).; Homepage blocked by WAF - cannot check for docs links | | AR-READ-04; Docs that answer agent tasks | SHOULD | No Ora check | No check in Ora's catalogue names this row. | | AR-READ-05; Fenced, language-tagged code | SHOULD | No Ora check | Code fence validity (not applicable). | | AR-READ-06; Link the discovery files | SHOULD | No Ora check | No check in Ora's catalogue names this row. | | AR-READ-07; Ship llms.txt | SHOULD | Not met | llms.txt exists (fail), llms.txt formatting (fail), llms.txt links resolve (not applicable).; No llms.txt found at /llms.txt or /.well-known/llms.txt. | | AR-READ-08; JSON-LD on key pages | SHOULD | Partly | JSON-LD structured data (partial).; Homepage blocked by WAF - cannot check structured data | | AR-READ-09; Advertise a markdown mirror | MAY | No Ora check | Markdown alternate link (not applicable). | | AR-READ-11; Pricing as first-party HTML | SHOULD | No Ora check | Pricing info accessible (not applicable). | | AR-ACT-01; Auth an agent can finish | SHOULD | Not met | OAuth 2.0 support (fail), Scoped permissions (fail).; No OAuth 2.0 or OpenID Connect support detected | | AR-ACT-02; OpenAPI contract | SHOULD | Not met | OpenAPI spec published (fail).; No OpenAPI/Swagger specification found | | AR-ACT-03; MCP over Streamable HTTP | SHOULD | Met | MCP server / manifest (pass), Listed in MCP registries (not applicable), MCP PKCE S256 support (not applicable), MCP OAuth metadata (not applicable).; First-party MCP server published by product org (npm, @faim-group/mcp, 6584 score). Add live handshake at /.well-known/mcp for full credit. | | AR-ACT-04; MCP server card | MAY | Not met | MCP server-card.json (fail).; No MCP server card found at /.well-known/mcp/server-card.json | | AR-ACT-05; MCP Apps view | MAY | No Ora check | MCP Apps support (not applicable). | | AR-ACT-06; SDKs and a CLI | SHOULD | Not met | CLI tool available (fail), Multi-language SDK packages (fail), NPM/PyPI SDK package (fail).; No CLI tool found | | AR-ACT-07; WebMCP tools | SHOULD | Not met | WebMCP support (fail).; No WebMCP support detected - no tool-attribute forms and no document.modelContext / navigator.modelContext usage found | | AR-ACT-08; Agent payments | MAY | No Ora check | x402 payment protocol (not applicable), MPP payment protocol (not applicable), UCP - Universal Commerce Protocol (not applicable), ACP - Agentic Commerce Protocol (not applicable), ACP delegate payment (not applicable). | | AR-ACT-09; NLWeb /ask endpoint | MAY | Met | NLWeb /ask endpoint (pass).; NLWeb /ask endpoint exists but requires authentication (HTTP 403, via GET) | | AR-ACT-10; An MCP server or a CLI | MUST | Partly | MCP server / manifest (pass), CLI tool available (fail).; First-party MCP server published by product org (npm, @faim-group/mcp, 6584 score). Add live handshake at /.well-known/mcp for full credit. | | CF-CONTENT-SIGNALS; Content-Signal line | cloudflare | No Ora check | No check in Ora's catalogue names this row. | | CF-MARKDOWN-NEGOTIATION; Markdown by Accept | cloudflare | Not met | Markdown content negotiation (acceptmarkdown.com) (fail), Markdown agent docs (fail).; Not acceptmarkdown.com compliant: Accept: text/markdown returned text/html; Vary header missing Accept (got "none") | | CF-PAY-PER-CRAWL; Pay per crawl, HTTP 402 | cloudflare | No Ora check | No check in Ora's catalogue names this row. | | CF-OAUTH-DISCOVERY; OAuth discovery files | cloudflare | Not met | OAuth Protected Resource metadata (RFC 9728) (fail).; No /.well-known/oauth-protected-resource found (RFC 9728) | | CF-AGENT-SKILLS; Agent Skills index | cloudflare | No Ora check | Agent Skills index conformance (v0.2.0) (not applicable). | | VERCEL-NEGOTIATION-HEADERS; Markdown headers | vercel | Not met | Markdown content negotiation (acceptmarkdown.com) (fail).; Not acceptmarkdown.com compliant: Accept: text/markdown returned text/html; Vary header missing Accept (got "none") | | VERCEL-ROBOTS-EXCLUSIONS; Robots exclusions | vercel | Partly | robots.txt AI crawler policy (partial), robots.txt agent-user policy (partial).; robots.txt blocked by WAF/bot protection - cannot verify AI crawler policy | ## The fixes worth most points Ora attaches an estimate to each failing or partial check: how many points the site would gain by passing it. These are the 5 with the largest estimates for BNP Paribas, each tied to the checklist row whose recipes cover it. Developer resource discoverability Partial, 1 of 6, about 6.5 points to gain. Ora saw: Agent struggled to find developer resources by name - only 1 result(s) out of 9. Not found via search: API docs, OpenAPI spec, developer portal, auth docs, MCP server. No checklist row names this check. OpenAPI spec published Fail, 0 of 7, about 4.4 points to gain. Ora saw: No OpenAPI/Swagger specification found. Row [AR-ACT-02](https://agentreadychecklist.com/checklist/ar-act-02/), OpenAPI contract. OAuth 2.0 support Fail, 0 of 5, about 4 points to gain. Ora saw: No OAuth 2.0 or OpenID Connect support detected. Row [AR-ACT-01](https://agentreadychecklist.com/checklist/ar-act-01/), Auth an agent can finish. Scoped permissions Fail, 0 of 5, about 4 points to gain. Ora saw: No scoped permissions or security schemes found. Row [AR-ACT-01](https://agentreadychecklist.com/checklist/ar-act-01/), Auth an agent can finish. ARD discovery Fail, 0 of 3, about 3.9 points to gain. Ora saw: No /.well-known/ai-catalog.json. Row [AR-FIND-04](https://agentreadychecklist.com/checklist/ar-find-04/), AI Catalog at .well-known. ## Our read BNP Paribas scores 15 on a domain, group.bnpparibas, that Ora's own identity checks could not place: no Wikipedia article or Wikidata item points at it, and the brand search ran on the hostname itself. The door is shut to every crawler Ora tested, GPTBot, ClaudeBot, ChatGPT-User, PerplexityBot, Google-Extended and Applebot-Extended alike, and the WAF returned robots.txt and the home page as a challenge, so the policy, the structured data and the sitemap rows cannot be read at all. The 12 points on the act layer come from a GraphQL endpoint at group.bnpparibas/graphql that answers but keeps introspection behind authentication, and from an npm package, @faim-group/mcp, that Ora attributes to the group without a live handshake; neither is a surface an agent can use today. France's largest bank has public APIs under PSD2; they are not on this domain, and this domain does not let an agent in to look. ## Verify your own site The scan above is free and needs no account: enter a domain at [ora.ai](https://ora.ai/?utm_source=agentreadychecklist.com&utm_medium=referral&utm_campaign=check) and read the same four layers for your own site, then take each failing row to its recipe on this site. The command below runs the same audit from a terminal and exits with 1 under the score you set, so it can gate a deploy. Payments did not apply to this company; a site that sells is read on that layer too. [Why Ora, and its limits](https://agentreadychecklist.com/verify-with-ora/). ```bash npx ax@0.10 audit https://example.com --min-score 70 ``` [All 360 checks](https://agentreadychecklist.com/blog/), one company a day. Corrections to [the corrections page](https://agentreadychecklist.com/corrections/). ## Sources - [ora.ai/api/score/group.bnpparibas, Ora's scan (vendor)](https://ora.ai/api/score/group.bnpparibas?utm_source=agentreadychecklist.com&utm_medium=referral&utm_campaign=check)read 2026-11-09 - [ora.ai/api/checks, contract 1.38.0 (vendor)](https://ora.ai/api/checks?utm_source=agentreadychecklist.com&utm_medium=referral&utm_campaign=check)read 2026-11-05 - [group.bnpparibas, the company's site](https://group.bnpparibas/)read 2026-11-09 Edition Data 2026-11-04 Reviewed 2026-11-05 Spec AgentReady v2.0, 273d2d7 Crawl 13,071 rows, 2026-11-04 Ora 132 checks, contract 1.38.0, 2026-11-05 Verify with Ora The scanner this site recommends for the whole checklist. 132 checks, a score out of 100, no account. `npx ax@0.10 audit --min-score ` [Why Ora, and its limits](https://agentreadychecklist.com/verify-with-ora/) Method - [How rows, commands and rates are made](https://agentreadychecklist.com/method/) - [How an Ora check is matched to a row](https://agentreadychecklist.com/checklist/ora-checks/) - [Pass rates by rank band](https://agentreadychecklist.com/data/by-rank/) Sources and read dates sit at the foot of the page. Last reviewed 2026-11-09. AgentReady v2.0, read 2026-11-04.